Dear ABC,

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KIND OF INVESTMENT SUITABLE

SAFE AND CONVENTIONAL INSTRUMENTS LIKE SAVINGS, GOVT. SECURITIES AND BONDS:
ONLY this option is recommended to keep most of your available funds blocked deliberately for future use while earning some reasonable return.
Safety and then less liquidity are most important keeping in view the current and future state of your financial needs and the state of your chart.
These investments should be suitably timed to meet your expected future requirements.

REAL ESTATE:
NOT suitable.

EQUITY, STOCK MARKET, MUTUAL FUNDS AND SPECULATION:
Direct speculative investment or investments through Mutual Funds are NOT at all suitable now.

DEBT INSTRUMENTS AND GIVING LOANS:
NOT Suitable at any time.

INVESTMENTS IN OWN BUSINESS:
Not suitable.

2. SUITABILITY OF SPECULATION [TILL Dec 2015].
NOT SUITABLE.

3. AREAS AND INDUSTRIES SUITABLE [TILL Dec 2015].
Not applicable for the period under analysis since investments in stocks/shares through either direct or indirect [MF-s] are contraindicated and can be ruinous.

4. INVESTMENT POTENTIAL IN THE NEXT ONE YEAR [TILL Dec 2015].

OVERVIEW FOR NEXT ONE YEAR [TILL Dec 2015]:
Moderate volumes of investments from own funds would be possible during 2015 [till Nov 2015].
Income through recommended investments will be stable, fair and moderate.
The only investment recommended during the year will be in government bonds and securities and nothing else.
All other investments should be withdrawn wherever possible and reinvested in government bonds and securities.
Security, stability and easy withdrawal possibility will need maximum support now.
Loss is assured through any other investment.

PERIODS VIS-�-VIS POTENTIAL:

YEAR 2015 [TILL Dec 2015]:
Very modest gains through recommended investments.
Invest/reinvest in government security or bonds only.
Do not invest anywhere else.
Don't lend for gains.
Don't borrow from any source, institutional or personal to make investments.
The gains from recommended investments will be steady and stable.
Gains from any other investment made earlier will fall or cease.
Invest and reinvest in government bonds and securities only.
Continue to invest major share of available funds in government security or bonds.
Existing investments in all other areas should be withdrawn wherever possible and at the earliest and reinvested in government bonds and securities.
Do not invest in any other area.
Must avoid lending for profit.
Don't borrow to invest.
Don't invest in land related areas.